M&A

Mergers, Acquisitions & Due Diligence

Senior financial support through the most consequential transactions a company undertakes — on either side of the table.

  • Buy-side and sell-side financial support
  • Due-diligence and data-room preparation
  • Quality-of-earnings and purchase-price analysis
  • Integration and working-capital planning

Transaction support process

The same stages,
two sides of the table

StageSell-side supportBuy-side support
PreparationRecords, reconciliations, and normalized earnings ready before buyers look.Screening criteria and the financial model for evaluating targets.
DiligenceData room, request-list management, and QoE support.Digging into the target's earnings quality, working capital, and repeatability.
NegotiationThe working-capital peg and purchase-price mechanics, defended with preparation.Deal model, accretion analysis, and structure support.
Close & afterCompletion accounts and a clean handover.Finance-function integration: systems, reporting, people, first hundred days.

M&A processes are won and lost in the details — the quality of the numbers, the speed of diligence responses, and the surprises that do or do not surface. Cipher Financial provides CFO-level support to buyers and sellers through the financial workstreams of a transaction.

Sell-side support

  • Due-diligence preparation — getting financial records, reconciliations, and support ready before the buyer’s advisors arrive.
  • Quality-of-earnings support — preparing management’s view of normalized earnings and working through adjustments with the buyer’s QoE team.
  • Data rooms — building and managing an organized financial data room.
  • Working-capital analysis — the working-capital peg is one of the most negotiated numbers in a deal; it deserves preparation, not improvisation.
  • Management reporting through the process — keeping the business running and reported while the deal consumes attention.

Buy-side support

  • Financial analysis of targets — digging into the target’s numbers: earnings quality, revenue durability, working-capital patterns, and the gap between reported and repeatable.
  • Purchase-price modelling — deal models, accretion analysis, and financing structures.
  • Due-diligence management — running the financial diligence request list and coordinating specialist advisors.
  • Integration planning — the finance-function integration plan: systems, reporting, people, and the first hundred days.

Coordination with the deal team

Transactions involve lawyers, accountants, valuators, and bankers. Cipher Financial works as management’s finance lead among them — translating between the deal team and the business, and making sure the financial facts hold up wherever they are examined.

Cipher Financial does not issue formal legal, valuation, fairness, or audit opinions. The firm provides financial analysis and transaction support to management and works alongside your legal, valuation, and audit advisors.

Discuss mergers, acquisitions & due diligence
for your business

A brief, confidential conversation with Toronto-based CFO leadership. No obligation, and useful either way.