Terms of Use
DRAFT — these terms must be reviewed by Canadian legal counsel before the website is published. Last updated: [PLACEHOLDER — set at launch].
General information only
Content on this website is provided for general information. It is not accounting, tax, legal, investment, securities, or financial advice, and it should not be relied on as such. Circumstances differ; obtain advice specific to your situation before acting on anything you read here.
No professional relationship
Visiting this website, submitting a form, booking a consultation, or corresponding with Cipher Financial Professional Corporation does not create a professional-client relationship. Engagements exist only under a written agreement signed by both parties, which governs scope, fees, confidentiality, and responsibilities.
No guarantees
Descriptions of past experience do not guarantee future results. No statement on this site guarantees any financing, listing, transaction, regulatory, compliance, or business outcome.
Regulated services
Cipher Financial Professional Corporation is not a law firm, external auditor, investment dealer, broker, or securities adviser, and nothing on this site is an offer to provide services that require registrations we do not hold. Where engagements touch regulated matters, we work alongside your appropriately licensed advisors.
Third-party content and links
Third-party trademarks and client logos remain the property of their respective owners and are used to identify organizations served. External links are provided for convenience; we are not responsible for the content of linked sites.
Confidential information
Do not send confidential or sensitive information through unsecured website forms or email. Secure channels are established once an engagement is in place.
Limitation of liability
To the maximum extent permitted by law, Cipher Financial Professional Corporation is not liable for any loss arising from use of, or reliance on, this website or its content.
Contact
Questions about these terms: ira@cipherfinancial.ca.